Average Income in Sacramento, CA
About Sacramento, California
Sacramento's economy centers on state government employment, which anchors stable middle-income households across its 24 ZIP codes. Government workers enjoy defined pensions and benefits, creating reliable household finances in areas like Pocket and Tahoe Park neighborhoods. The healthcare sector, including UC Davis Medical Center, provides additional high-wage opportunities. Downtown revitalization has attracted tech startups and cultural industries, supporting creative-sector professionals and entrepreneurs. Agricultural trade routes through the Sacramento Valley influence regional commerce. Neighborhoods vary significantly: affluent Land Park and Carmichael contrast sharply with lower-income South Sacramento areas. California's progressive income tax structure means higher earners face steeper tax burdens. Housing appreciation has outpaced wage growth, straining affordability despite government salary stability. Government pensions provide retirement security. Agricultural heritage influences regional commerce and employment. Tech corridor growth emerging in nearby areas. Farmland preservation remains contentious land-use issue.
All 28 ZIP Codes in Sacramento, CA
| ZIP Code | Avg AGI ▲ | Returns | National Rank | % Under $25K | % Over $200K |
|---|---|---|---|---|---|
| 95824 | $43,152 | 12,790 | #26,267 | 35.0% | 0.5% |
| 95832 | $47,684 | 4,920 | #25,114 | 32.3% | 1.0% |
| 95838 | $48,762 | 17,430 | #24,734 | 30.1% | 0.7% |
| 95815 | $48,991 | 10,710 | #24,651 | 33.1% | 1.0% |
| 95823 | $49,255 | 33,440 | #24,553 | 31.0% | 0.8% |
| 95842 | $52,311 | 14,370 | #23,161 | 29.1% | 1.0% |
| 95828 | $53,146 | 28,020 | #22,756 | 30.5% | 1.2% |
| 95841 | $56,613 | 9,170 | #20,746 | 29.8% | 2.4% |
| 95820 | $60,493 | 15,870 | #18,360 | 26.0% | 2.4% |
| 95827 | $64,058 | 9,930 | #16,242 | 24.9% | 2.3% |
| 95833 | $66,201 | 19,100 | #15,004 | 24.0% | 3.3% |
| 95825 | $67,160 | 15,330 | #14,456 | 29.4% | 3.9% |
| 95843 | $69,120 | 21,610 | #13,421 | 24.4% | 3.2% |
| 95821 | $70,123 | 16,290 | #12,928 | 28.6% | 5.0% |
| 95826 | $70,484 | 18,330 | #12,735 | 23.8% | 3.4% |
| 95822 | $71,607 | 20,940 | #12,160 | 25.6% | 5.1% |
| 95817 | $76,959 | 6,270 | #9,859 | 23.6% | 5.6% |
| 95834 | $80,073 | 17,320 | #8,766 | 23.0% | 5.5% |
| 95814 | $84,208 | 4,660 | #7,553 | 20.8% | 6.0% |
| 95829 | $84,769 | 15,840 | #7,409 | 24.3% | 7.6% |
| 95835 | $96,068 | 20,070 | #5,227 | 20.5% | 9.7% |
| 95831 | $104,112 | 21,400 | #4,200 | 17.9% | 11.4% |
| 95816 | $110,538 | 10,250 | #3,564 | 16.4% | 11.5% |
| 95830 | $138,579 | 390 | #2,079 | 23.1% | 18.0% |
| 95818 | $148,804 | 11,640 | #1,771 | 18.3% | 16.7% |
| 95819 | $163,216 | 9,220 | #1,426 | 14.8% | 21.8% |
| 95864 | $207,113 | 11,750 | #816 | 18.6% | 23.5% |
| 95837 | $223,353 | 130 | #695 | 23.1% | 30.8% |
Nearby Major Cities
Closest cities with 50,000+ tax returns filed, sorted by distance from Sacramento.
| City | State | Avg AGI | Returns | ZIPs | Distance |
|---|---|---|---|---|---|
| Elk Grove | CA | $91,725 | 61,120 | 2 | 13 mi |
| El Dorado Hills | CA | $170,205 | 59,940 | 2 | 15 mi |
| Roseville | CA | $109,889 | 75,910 | 3 | 20 mi |
| Stockton | CA | $62,514 | 162,890 | 11 | 42 mi |
| Concord | CA | $98,786 | 59,180 | 4 | 52 mi |
| Modesto | CA | $70,394 | 115,060 | 7 | 68 mi |
| Oakland | CA | $98,811 | 163,030 | 11 | 69 mi |
| Santa Rosa | CA | $97,092 | 102,720 | 6 | 71 mi |
| San Leandro | CA | $80,802 | 53,550 | 3 | 71 mi |
| Hayward | CA | $88,083 | 90,120 | 4 | 72 mi |